Your policy should include this coverage unless you specifically opted out.
Turn to other liable parties.
Other drivers may also be at fault.
The driver may have been driving for work, which means the employer could be liable.
These other parties may have the coverage required to pay for your expenses.
Take the driver to court.
A successful case against the driver can allow you to get compensation through their assets.
Most drivers without insurance lack the assets required to cover your bills.
Speak to a car accident lawyer.
With a car accident lawyer, you can better investigate and pursue your options.
How Long Until My Insurance Claim is Paid Out?
Insurance claims vary in speed.
In straightforward cases with limited damage and injuries, it can be very quick.
When there is a dispute between the insurance company and the injured individual, the payout can be delayed or even end up in court.
What Determines How Much My Case Is Worth?
Should you need to challenge the decision of the insurance company, you will need a car accident lawyer.
It is impossible to know how much a case is worth upfront, though an attorney can determine what types of compensation you may be entitled to recover and calculate a general range for the dollar amounts.
A settlement sum will either be negotiated by your attorney and the insurance company, or your case may need to go to court for a judge or jury to decide.